AnandRathi Secure Property Loan – ₹15 Lakhs to ₹3 Crores | Easy Process, Flexible Terms. Explore AnandRathi Secure Property Loan Options: Looking for a property loan with easy approval and flexible terms? AnandRathi offers loans ranging from ₹15 Lakhs to ₹3 Crores for various property types and income profiles. Whether you're self-employed, working from home, or have a low CIBIL score, we've got options to help you.
AnandRathi Secure Property Loan – Quick Approval for Loans Between ₹15 Lakhs and ₹3 Crores
Loan Products:
- Loan Against Property (LAP)
- Loan for commercial, residential, and industrial properties
- Loan amounts ranging from ₹15 Lakhs to ₹3 Crores
- Commercial Purchase Loans
- For buying commercial properties such as offices, shops, and business premises.
- Lease Rental Discounting (LRD)
- Loans based on the rental income you receive, with up to 90% of rental income considered.
Property Types:
- Residential Properties
- Commercial Properties
- Industrial Properties
- Open Plots
AnandRathi Secure Property Loan
Loan Features & Benefits:
- Banking Surrogate
- Capping: ₹2 Crores
- Tenure: Up to 15 years
- ABB EMI ratio: 1.5x for individuals, 3x for entities
- Consideration for OD/CC accounts for ABB
- Low LTV (SORP/SOCP)
- Capping: ₹1.5 Crores
- Tenure: 12 years
- ABB EMI ratio: 1:1
- Pure Rental Income
- Capping: ₹3 Crores
- 90% of rental income considered
- No escrow required
- Rent from the last six months should reflect in your bank statements
- Mortgage Takeover
- Capping: ₹3 Crores
- Transfer your existing loan from another bank to AnandRathi after 9 months
- Lease Rental Discounting
- Capping: ₹3 Crores
- Tenure: Up to 15 years
- 90% NPV (Can extend to 95% based on credit comfort)
- Escrow account required
AnandRathi Secure Property Loan
Why Choose AnandRathi Property Loans?
- Quick Processing & Minimal Documentation: Get your loan approval in just a few days with less paperwork.
- Low CIBIL Score & Income Proof Flexibility: Don’t worry if your CIBIL score is low or if you have income proof issues. We will guide you through the process.
- Flexible Loan Tenure: Choose a tenure that fits your repayment capacity (up to 15 years).
How to Apply?
- If you are looking for a loan against property or for a business, we are here to assist you from application to disbursement.
- Simply submit your contact details via the contact page, or click the link below, and we will get in touch to guide you through each step.
AnandRathi Secure Property Loan
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